Can You Use Victoria Secrets Credit Card at Bath and Body Works
Victoria'south Secret Angel Credit Card
Overall card rating
three.3
from Credit Karma members
Nearly helpful positive review
approved
Credit Karma Member
I am happy with thsi card, I was approved with a CK score of 535.?
Well-nigh helpful negative review
DO Not GET THIS Card!
Credit Karma Member
I would give this card 0 stars if I could! I had my VS credit menu account for nearly 9 years. I made my payments on fourth dimension and used it every now and so. (It'south just a Victoria's underground/Pink card and then it can't be used as a regular Visa). So you would remember that because of the type of card information technology is, there wouldn't be a requirement to how often information technology is used. I used my card at the beginning of the year and paid it off and then because of covid-19 I did not purchase anything from their stores for several months equally I didn't need anything and money was tight. They CLOSED my carte without warning erasing ix years of good payment history and credit length from my study DROPPING MY SCORE OVER l POINTS. I've chosen several times to limited my thwarting that they would treat a long standing client like this but no one is able to speak to me on the matter. I kept being directed to write their bulletin center online and even afterwards drafting a page letter of the alphabet making a example to re open the account, I take not heard dorsum after re sending this alphabetic character 6 times and my account is still closed. I am then disappointed with this company and their willingness to assist customers. Wait ANYWHERE ELSE to become a card, it is certainly non worth it.
Member ratings
All member reviews (355)
155
56
25
14
105
It's no underground how expensive this menu is
Credit Karma Member
Honestly, I had initially open up this card because I was told that I could apply information technology at Bath and Bodyworks. Now that they are no longer partnering, this bill of fare is useless. The quality of the vesture at Victoria Secret is mediocre as is. But the dramatically high APR and the weird double finance charging is a plow off. If it wasn't my oldest business relationship, I'd close information technology.
They charge 2 finance charges
Credit Karma Member
Only card I've e'er owned where yous get charged two dissever finance charges every month. Not worth having unless you lot tin pay information technology off earlier finance charges hit.
Terrible!!!
Credit Karma Member
I've had this credit bill of fare for ten years. Actively made payments and actively used my menu. Even during covid19. They randomly closed my card without reason and without notice. Then, I feel like a fool at the cash register bc they didn't tell me at all virtually closing it! Their client service number is TRASH! You can't ever speak to a real person either!
17 Years & Closed!
Credit Karma Fellow member
I also was someone affected by the massive 2022 closure of make cards issued by Comenity and Synchrony Banks. 17 years I endemic the VS carte with never a late payment, and purchases plenty to go along the carte du jour from closing. No rest at time of closure, but not for lack of use. Do yourself a favor, and stay away from these banks who issue the bulk of store brand cards. Ameliorate perks with meliorate cards out there
Perks, not exactly!
Credit Karma Fellow member
I unremarkably don't exit reviews but I really want to warn people. If you have bad credit or you're simply starting out please be wary of this card. I really love the perks that come with this carte du jour (mostly just discount codes and occasional 1 or 2 free items). Still, this card has been nothing but a headache. I E'er pay my bill and because of the random interests or finance charges they put on my account it has taken me a while to pay the entire balance off. Last month (July 2021) I paid off my entire balance, but to log on today and come across that they've charged my account with random finance charges and I owed $5. That may non seem like a lot to anyone else but the reality is that I paid off my credit bill of fare and if I hadn't logged in today, there's a potent possibility I would've owed them a lot more than than $5 by the end of this month. I'yard then happy to be done with this menu. It seems like daily there are random fees added and I just don't think that's okay. I recommend using their online service for payments and to check your business relationship. They'll charge you for making payments over the telephone, plus online y'all can see for yourself what charges have been posted to your business relationship. I really similar VS, but I feel as though yous can find other credit card companies to assist in rebuilding or but edifice credit. I don't think there is enough transparency near the ends and outs (fees, interest, account assume, etc.) of this credit card. Some of the "perks" are nice but I just don't retrieve this card is worth it.
DONT Practice IT
Credit Karma Member
I take never had a late payment on a credit carte and my credit is fantabulous. They make this bill of fare exceptionally hard to pay and pay off. I go to VS maybe twice a year, if that, and take somehow paid way more than necessary considering they only permit you pay via phone automated messaging, accuse an extra $10 to pay with a real person, require routing and account number to pay and dont update the corporeality owed properly so you are charged all sorts of fees if you pay what they say is the total corporeality just they roll an actress charge onto it. Absolutely ridiculous and not worth the hassle for an extra panty coupon
Nope. Just ....nope
Credit Karma Member
I'll never become this card again . I've had this card opened for ii years now and every 6months they reduce my limit. My credit score has not changed, and I actively use the carte for gifts, but no more . It hurts my credit more to keep information technology open because of what they're doing . I started at a tiny 300$ limit and am now equally of today at 100$. I volition be endmost it ASAP.
What's the highest credit limit?
Credit Karma Member
Does anyone know what the highest credit limit is? I've had mine for years and my limit is v,700. Is there a way to get this higher?
Ok for edifice or establishing credit
Credit Karma Member
I got this carte du jour in 2022 as a means to help rebuild my credit. I've always fabricated my payments on time and carried a very depression rest. Recently, they lowered my credit limit from $700 to $400 because I wasn't using the menu every bit much. Well, all of the stores are airtight due to Covid and I don't similar paying for shipping. Then that's that. I'm not happy about it at all.
Closed credit card out of nowhere
Credit Karma Fellow member
I had the VS credit bill of fare since 8/2006 and it was one of the oldest credit cards on my credit report. I had non used it since May 2022 and honestly with this pandemic who wants to overspend their coin. I was signed up for paperless billing and after calling customer service on this affair (VS and Commenity Banking concern) I was told the menu was closed as it was not beingness used and that I was notified by email. Having a credit card closed has a huge touch on someone'due south credit score and you lot would think the bank and the store should notify customers in writing and email to ensure usage before it's airtight. I understand if it was for having bad credit or not managing my credit properly simply out of nowhere. I am then disappointed and worse to hear I am not the only one who has gone through this.
See Approval Odds before you apply
Nosotros'll estimate your chances of approval based on your credit profile. Bring together today — it's free! Yous'll also become:
Sign up
-
Credit scores and reports
-
Credit monitoring
-
Personalized recommendations
Source: https://www.creditkarma.com/reviews/credit-card/single/id/victorias-secret-angel-credit-card
0 Response to "Can You Use Victoria Secrets Credit Card at Bath and Body Works"
Post a Comment